{"id":121922,"date":"2016-08-25T14:48:43","date_gmt":"2016-08-25T18:48:43","guid":{"rendered":"https:\/\/www.bbaf.ulaval.ca\/loans-and-bursaries\/remboursement-des-prets\/"},"modified":"2023-12-14T11:00:12","modified_gmt":"2023-12-14T16:00:12","slug":"repaying-your-student-loan","status":"publish","type":"page","link":"https:\/\/www.bbaf.ulaval.ca\/en\/loans-and-bursaries\/repaying-your-student-loan\/","title":{"rendered":"Repaying your student loan (in French only)"},"content":{"rendered":"<h2>Ce que vous devez savoir<\/h2>\n<ul style=\"list-style-type: disc;\">\n<li>Les\u00a0<strong>int\u00e9r\u00eats commenceront d\u00e8s le premier mois<\/strong> suivant l\u2019arr\u00eat de vos \u00e9tudes.<\/li>\n<li>Le\u00a0<strong>remboursement<\/strong> de votre dette d\u00e9butera <strong>6 mois<\/strong>\u00a0apr\u00e8s la fin de vos \u00e9tudes (votre institution financi\u00e8re communiquera avec vous).<\/li>\n<\/ul>\n<p style=\"padding-left: 40px;\"><a id=\"pause-cours\"><\/a><div class=\"boite-grise\"><strong>Attention: abandon de cours ou interruption des \u00e9tudes<\/strong><br \/>\nLe simple fait d\u2019abandonner un cours pourrait vous obliger \u00e0 d\u00e9buter le remboursement de vos pr\u00eats, et ce, m\u00eame si vous \u00eates encore aux \u00e9tudes.<br \/>\nSi vous diminuez le nombre de cours suivis ou prenez une pause d\u2019\u00e9tudes, <a href=\"https:\/\/www.bbaf.ulaval.ca\/en\/contact-us\/\" target=\"_blank\" rel=\"noopener\">communiquez avec nous<\/a>.<\/div>\n<h3>Conseils de remboursement<\/h3>\n<p>Si votre situation financi\u00e8re vous le permet, n&#8217;attendez pas la p\u00e9riode de 6 mois pour rembourser partiellement ou compl\u00e8tement vos pr\u00eats \u00e9tudiants. <strong>Vous \u00e9conomiserez ainsi sur les frais d&#8217;int\u00e9r\u00eats. <\/strong>D\u00e8s la fin de vos \u00e9tudes, communiquez directement avec votre <strong>institution financi\u00e8re<\/strong> pour prendre entente.<\/p>\n<p>&nbsp;<\/p>\n<h2>Remboursement diff\u00e9r\u00e9<\/h2>\n<p><span data-contrast=\"none\">Le <\/span><a href=\"https:\/\/www.quebec.ca\/education\/aide-financiere-aux-etudes\/remboursement\/remboursement-differe\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Programme de remboursement diff\u00e9r\u00e9<\/span><\/a><span data-contrast=\"none\"> vous permet de rembourser votre dette d\u2019\u00e9tudes dans la mesure de votre capacit\u00e9 financi\u00e8re en tenant compte de votre situation familiale. Si vous \u00eates dans une<\/span><b><span data-contrast=\"none\"> situation financi\u00e8re pr\u00e9caire <\/span><\/b><span data-contrast=\"none\">suite \u00e0 vos \u00e9tudes et que vous \u00eates admissible au programme, vous pourriez diminuer le montant de vos paiements ou m\u00eame suspendre ceux-ci pour une p\u00e9riode d\u00e9termin\u00e9e.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">Le <\/span><a href=\"https:\/\/prod.education.gouv.qc.ca\/srdj\/simulateur.do?methode=acceder\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">simulateur de calcul du versement mensuel \u00e0 effectuer<\/span><\/a><span data-contrast=\"auto\"> vous permettra d\u2019obtenir une estimation du montant \u00e0 verser \u00e0 votre institution financi\u00e8re.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><\/h2>\n<h2>R\u00e9duction de votre dette<\/h2>\n<p>L\u2019Aide financi\u00e8re aux \u00e9tudes offre le\u00a0<a href=\"https:\/\/www.quebec.ca\/education\/aide-financiere-aux-etudes\/remboursement\/remise-dette\" target=\"_blank\" rel=\"noopener\">Programme de remise de dette<\/a>. Celui-ci vous permet de r\u00e9duire votre\u00a0<strong>dette de 15%, <\/strong>si vous avez <strong>termin\u00e9 votre baccalaur\u00e9at dans les d\u00e9lais prescrits<\/strong> et que vous avez re\u00e7u des pr\u00eats ET des bourses pour chaque ann\u00e9e d\u2019\u00e9tudes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ce que vous devez savoir Les\u00a0int\u00e9r\u00eats commenceront d\u00e8s le premier mois suivant l\u2019arr\u00eat de vos \u00e9tudes. Le\u00a0remboursement de votre dette d\u00e9butera 6 mois\u00a0apr\u00e8s la fin de vos \u00e9tudes (votre institution financi\u00e8re communiquera avec vous). Conseils de remboursement Si votre situation financi\u00e8re vous le permet, n&#8217;attendez pas la p\u00e9riode de 6 mois pour rembourser partiellement ou [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":0,"parent":103765,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-121922","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Repaying your student loan (in French only) | Bureau des bourses et de l&#039;aide financi\u00e8re (BBAF)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbaf.ulaval.ca\/en\/loans-and-bursaries\/repaying-your-student-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Repaying your student loan (in French only) | Bureau des bourses et de l&#039;aide financi\u00e8re (BBAF)\" \/>\n<meta property=\"og:description\" content=\"Ce que vous devez savoir Les\u00a0int\u00e9r\u00eats commenceront d\u00e8s le premier mois suivant l\u2019arr\u00eat de vos \u00e9tudes. 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